Lumpsum Calculator
₹
years
%
Final Value
₹ 77,646
Invested Amount
₹ 25,000
Estimated Returns
₹ 52,646
₹
years
%
Target Amount
₹ 5,00,000
Required Investment
₹ 1,60,987
Estimated Returns
₹ 3,39,013
Frequently Asked Questions
A Lumpsum Calculator is a financial tool that helps investors estimate the future value of a one-time investment in mutual funds. Unlike SIPs, where you invest small amounts regularly, a lumpsum investment means you invest a larger amount at once and let it grow over time through the power of compounding. By entering the investment amount, duration, and expected rate of return, the calculator projects how much your money could grow in the future. This gives investors clarity before making big financial decisions.
A Lumpsum Return Calculator offers several benefits: 1) Clarity Before You Commit - Investing a big amount can feel risky—this calculator helps you see the potential outcome before you invest. 2) Goal-Oriented Planning - Whether it's wealth creation, retirement, or a child's education, the calculator tells you if your investment amount is enough to reach your goals. 3) Compare Scenarios Easily - Test different return rates, time horizons, and investment sizes to pick the best option for you. 4) Confidence in Decisions - It eliminates guesswork and helps you invest with a clear strategy.
The calculator works on the compound interest formula: FV = P × (1 + r/n)^(n × t). Where: FV = Future Value of investment, P = Principal amount (lumpsum invested), r = Annual rate of return (in decimal), n = Compounding frequency (usually 1 for annual, or 12 for monthly), t = Time period (in years). Example: If you invest ₹5,00,000 as a lumpsum for 10 years at an expected annual return of 12%: Principal = ₹5,00,000, Duration = 10 years, Return = 12%, Future Value ≈ ₹15,52,924. Your one-time investment triples in a decade, thanks to compounding.
The Inbest Lumpsum Calculator ensures your one-time investment is aligned with your financial goals and future requirements. Key advantages include: 1) Plan your investment by entering the amount, expected return, and tenure. 2) Use our Basic and Advanced Calculators depending on the level of detail you need. 3) Provides an estimation of the total value of your investment at the end of the chosen period. 4) Delivers accurate results and saves valuable time compared to manual calculations.
